Support for Homeowners Facing Foreclosure
We are partnering with Housing Resources, Inc. to provide mortgage assistance to eligible homeowners facing mortgage delinquency or foreclosure due to financial hardships as a result of the COVID-19 pandemic. Applications are being accepted now through Dec. 17, 2021.
To be eligible for assistance, a property must be: An owner-occupied dwelling consisting of one to four separate units; secured by a mortgage; and located in Milwaukee County.
To qualify for the Mortgage Assistance Program:
- The homeowner(s) must have experienced a loss of income as a result of the COVID-19 pandemic after March 1, 2020 and be able to document the income loss
- The homeowner(s) must have an annualized current household income of no more than 80% of the Area Median Income
- Homeowner(s) applicant must hold legal title to the property for which they are requesting assistance
- Mortgage payments for which assistance is requested must be at least 30 days delinquent at the time of application
- The mortgage(s) for which assistance is requested must be a first or second mortgage on the property
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Milwaukee County Supportive Housing
Milwaukee County Supportive Housing was created to assist individuals who have mental illness in obtaining safe and affordable housing. Since 2008, we have been part of creating over 700 permanent supportive housing units throughout Milwaukee County. Supportive housing includes permanent supportive housing, transitional housing and harm reduction housing using the Housing First model.
How to Apply for Supportive Housing
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ACC Management Group Properties
Cardinal Capital Properties
(Cardinal Capital Application)
Empowerment Village Lincoln
525 W Lincoln Ave., Milwaukee, WI 53206
WAIT LIST CLOSED
Empowerment Village National
1528 W Walker St., Milwaukee, WI 53204
WAIT LIST CLOSED
Farwell Studios
1531 N Farwell Ave., Milwaukee, WI 53202
WAIT LIST CLOSED
Highland Commons
6700 W Beloit Rd., West Allis, WI 53219
WAIT LIST CLOSED
Thurgood Marshall
(Harm Reduction Housing)
1918 N 6th St., Milwaukee, WI 53212
To apply, Dial 2-1-1!
United House
2500 W Center St., Milwaukee, WI 53206
WAIT LIST CLOSED
Heartland Alliance Properties
Pathways to Permanent Housing
Supported Apartment Program
Team Management Properties
Milwaukee County Home Repair Program
The Housing Division helps provide financial assistance to low-income owner-occupants of single-family homes to make necessary repairs to their dwellings. The program provides below-market-rate loans to eligible property owners in participating municipalities in Milwaukee County. Due to restrictions on these funds, we do not serve the City of Milwaukee, City of West Allis or the Village of River Hills, but do serve the remaining communities of Milwaukee County. Common items repaired through Milwaukee County Home Repair include hot water heaters, furnaces, sewer laterals, roofs, siding, trim, windows, porches, foundations, plumbing and electrical. Grant funds are available for persons with disabilities needing home modifications for accessibility such as ramps, lifts and bathroom modification.
Open AllClose All What is the Home Repair Loan Program?
The Housing Division offers no interest loans to income qualified homeowners in the suburban communities of Milwaukee County, excluding the Cities of Milwaukee and West Allis.
Loans are funded through the U. S. Department of Housing and Urban Development (HUD). The loans can cover a wide range of repairs required to maintain a home.
Some examples include: roofing, gutters, siding, doors, windows, electric, plumbing and heating systems. The focus of the loan will be on the living quarters in the home.
Loans can also be used for emergency repairs relating to health and safety and municipal citations. For components that are more extensive than the examples listed above can be discussed with Home Repair Program Staff at the time of application and/or first meeting.
If lead hazards are found within the home, these will be addressed as part of the project and loan.
What homes qualify?
Homes must be owner-occupied and located in Milwaukee County.
Homes in the Cities of Milwaukee and West Allis, and Village of River Hills, are excluded.
Homes must be single-family or duplexes and must have the equity to cover the cost of repairs.
Milwaukee County will place a lien on the property to secure the loan. HOME funded loans can be made on homes with an after-rehab fair market value of $209,000*.
How much money is there?
The amount of money available depends on the program as well as the availability of funding.
This is important to remember because the County only receives a certain amount of funds each year that are able to be used for repairs, rehabilitation and accessibility projects.
Contact the office for more information about funding availability.
What households qualify?
Households must meet the income guidelines based on family size and gross income, including assets.
Households must have the ability to repay the loan, be current on taxes and utilities, owned the home for at least 12 months, not had a foreclosure action in the last 12 months, and not have an active bankruptcy.
Applicants must own the home, no trusts or land contracts.
What is involved in the application process?
Applications will be taken over the phone and mailed or emailed to the homeowner.
- All household members over 18 years of age must sign the application, conflict of interest and release form.
- Completed applications, including all supporting income and debt information, shall be sent to Milwaukee County Home Repair.
- After application materials are received, staff shall determine if the application is eligible.
- If eligible, staff will contact the homeowner for an initial meeting to view the property and discuss items in need of repair.
- Staff will work with homeowner to create a scope(s) of work for the work needed at the home.
- Upon owner’s approval of the scope, the scope is sent to contractors to request a bid for the project.
- Work will be completed by local, licensed contractors on an approved bidder list.
- Owners will review and select contractors based on cost-reasonable bids. A loan will be created based on project costs.
- Loans go before a review board for approval. If approved, staff will work with owners to sign loan documents, a contract and schedule the work with contractors
What information do I need to provide to apply?
Households will be asked to provide detailed information regarding income and debts including the following:
- Most current signed federal tax return filed
- Past two months of pay stubs
- All utility bills (gas, electric, water/sewer)
- Bank statements
- Retirement/pension account statements
- Social security statement
- Property tax bill
- Mortgage statement
- Homeowner’s insurance
- All other income and debt information
Housing Choice Voucher Program (Section 8)
NOTICE: MILWAUKEE COUNTY IS NOT ACCEPTING SECTION 8 APPLICATIONS AT THIS TIME
DHHS Housing News
Contact DHHS Housing Division