Retiree Life Insurance
Health & Wellness
Basic Life Insurance
If you were enrolled in Basic Life Insurance when you were an active county employee, i.e., prior to retirement, you are eligible to continue Basic Life Insurance coverage. The coverage is administered through MetLife and is available when a retiree reaches age 65. Some retirees are not required to pay any contribution upon reaching age 65. There is a reduction in life insurance coverage for retirees age 65 and above.
Life Insurance Reduction Schedule
| Age | % of Benefit |
|---|---|
| Less than Age 65 | 100% |
| Age 65 but less than 66 | 92% |
| Age 66 but less than 67 | 84% |
| Age 67 but less than 68 | 76% |
| Age 68 but less than 69 | 68% |
| Age 69 but less than 70 | 60% |
| Age 70 and older | 25% |
Can I continue my Basic Life Insurance coverage upon retirement?
Yes, if you were enrolled in Basic Life Insurance through Milwaukee County when you were an active employee, you are eligible to continue Basic Life Insurance coverage as a retiree.
Can I enroll in life insurance upon retirement?
No, only retirees who were already enrolled in Basic Life Insurance as an active employee are eligible to continue coverage upon retirement.
What changes are there in life insurance when I turn age 65?
Policy amount reduces at age 65. (See reduction chart)
If you receive county-paid life insurance, you will no longer pay any premiums toward your life insurance after age 65.
If you do not qualify for county-paid medical insurance, you will continue paying premiums; however, the premiums will reduce as the value of your life insurance amount reduces.
Can I continue my supplemental, spousal and dependent life coverage upon retirement?
Supplemental, spousal, and dependent life insurance are not available to Milwaukee County retirees through the County. However, you may convert your active policy to an individual policy upon termination. MetLife will send you information about this option after your employment ends.
How do I change my life insurance beneficiary?
Upon request, Milwaukee County will send you a life insurance Change of Beneficiary Form to complete and return via email to the Benefits Division [email protected].
What if I am the surviving beneficiary (e.g., spouse) of a Milwaukee County retiree?
Complete the Life Insurance Claim Form and mail to MetLife with a copy of the death certificate. If you have not already done so, notify Retirement Planning Services at (414) 278-4210.
Total Rewards Contact Information
Milwaukee County Courthouse
901 North 9th Street Room 210
Milwaukee, WI 53233