When Coverage Stops


 

When Coverage Ends Overview:

 


 

 

If Your Employment Terminates:


  • Your County benefits for you and your dependents stops on the last day of the month following the month in which you terminate with some exceptions.

    • Your union contract provisions govern this date.

  • You may, however, continue coverage under health or dental plans at your expense under Federal COBRA Law for a period of 18 months or until you become eligible to participate with no restrictions for pre-existing conditions under a medical or dental plan of another employer, whichever comes first.

 

This also applies if:

  •  You transfer from an eligible employee classification to an ineligible employee classification within the County.

 

Unpaid Leave:


  • You may continue coverage under health or dental plans at your expense if:

    •  You are placed on certain unpaid absence leaves.

  • Your County health insurance may apply for a period of one year to eligible employees who exhaust their sick leave because of illness and must take a leave of absence without pay.

  • One year limitation period will begin on the first day of the month following that in which the leave of absence begins.

    • An employee must return to work for a period of sixty (60) calendar days with no absences for illness related to the original illness in order for a new one-year limitation to commence.

    • Also includes approved medical leave for State or Federal or unpaid leave of absence for employees covered by Workers Compensation.

  • Premiums for the employee portion of your benefits will go into arrears:

    • Compiling until your return from a leave of absence. 

  • Upon return, your premiums will commence and double the deduction will be taken until the arrears balance is repaid. 

 

 If you do not wish to have deductions in arrears:

  • You may go on COBRA and pay the entire premium for your benefits during your absence.
    • (Employee and County portion)
  • Employees who are on a leave of absence due to Suspension Without Pay will be billed the employee portion of their benefits until the employee returns from the leave of absence or employment is terminated. 

    • If payment is not received, the employee's benefits will be terminated and COBRA will be offered.

 

 

 

 

 

 


Milwaukee County is an equal opportunity/affirmative action employer that is actively seeking qualified applicants for various positions throughout County government. Milwaukee County does not discriminate based on age, ancestry/national origin, arrest/conviction record, color, creed, disability, marital status, military membership, race, sex or sexual orientation.

 
If special accommodations are needed, please contact 414-278-4143

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